Startup Funding (Fri Nov 1, lect 16) | previous | next | slides |

Where does the money come from? How does Venture Capital, Angel Investment, etc work?"

Let’s look at our destination

At that point you will have a complete business plan for your product/service. You will have designed it, validated it, priced it, test marketed it, etc.

NBYou are not actually building it (in case you were still unsure!

Grading Questions

  • All your work has been and will continue to be scored on a Meets, Does Not Meet and Exceeds Expectations
  • You don’t need to have 100% Exceeds to get an A
  • Four categories of work will be weighted according to the Cosi102a 2024 Syllabus (printable)
  • Overall meaning of the letter grades is according to Brandeis Registrar: Cosi102a 2024 Syllabus (printable)

Startup Funding

  • You need money to pay salaries and other expenses
  • You don’t have revenue, or you don’t have enough profit

Where might money come from?

  1. Friends and Family
  2. Consulting/Work on the side
  3. Angels - Individuals or in groups (e.g. Walnut or Common Angels)
  4. Venture Capital - Organized as funds - two sided (e.g. North Bridge or NEA)
  5. Incubators/Seed funding companies (e.g. Y-Combinator or TechStars)
  6. Crowdfunding (e.g. KickStarter)
  7. (Banks)

What stage is your business?

  • These are not set in concrete, but they are typical
  • Key parameters are: How much is being invested, and at what valuation

Stages

  • Pre-seed:
    • Idea, maybe a prototype, no revenue
    • 1 to 5 founders
    • Friends and Family, Angels, Incubators
    • $10K to $100K investments
  • Seed: Prototype, maybe some revenue, no profit
    • 1 to 5 founders
    • Angels, Incubators, Seed Funds
    • $100K to $1M investments
  • A-Round: Product, some revenue, no profit
    • 5 to 20 employees
    • Super-Angels, VCs
    • $1M to $10M investments

Angels, Super Angels, Micro VCs

  • Generally invest their own money
  • (Contrast VC who invest other people’s money)
  • Decision making process is less formal and more intuitive
  • Investment amounts are smaller

What is a VC firm?

  • A “firm” that stands between two constituencies
  • Limited Partners (LPs) and Startups

“Limited Partners”

  • Organizations like Universities or pension Plans
  • Who need to “manage” a large sum of money
  • They allocate portions of their funds to different investment types
  • One of the investment types is “venture capital”

Venture capital as a “investment class”

  • Considered high risk and very long term
  • Startups and other businesses who need money
  • New teams looking to raise capital
  • Previously funded teams who need more capital
  • Existing companies who are established and need more capital.

“Value add” of VC firm

  • Locating the best investments into a portfolio of investments
  • Managing the portfolio companies for best outcome
  • Over 7 years goal is 1. 10% companies are 100+x successes 1. 40% companies do “ok” 1. 40% fail outright
  • VC pools “Limited Partner” funds into numbered Funds
  • Each VC will choose an appropriate size fund.

What is the process?

  • Rounds of investment
  • How valuation changes
  • Term sheets
  • Liquidation preferences will turn your hair grey.
  • Founders have an idea - investors have money
  • It’s a contract between founders and investors

Valuation

  • What is the company worth - what would it cost for me to buy it from you?
  • Like any asset, it’s a negotiation (like a house)
  • It’s simple arithmetic but it is confusing
  • Pre-money - what is your company worth before the investment?
  • Post-money - Note that this is equal to pre-money + amount invested
  • Let’s work an example in google sheets

Rounds of financing

  • What is a round
  • How does it end? Liquidity Event
  • Seed/Angel, A-Round, B-Round, … IPO or Acquisition

What you negotiate over

  • Valuation and Investment amount are the key parameters
  • How term sheets turn into “deals”
  • What’s a seed deal?
  • Should you or shouldn’t you?
  • What are VC firms really?
  • General and Limited Partners
  • Why do people love/hate VCs?

Key Requirements

  • Develop a plan that balances capital/time/milestones
  • Decide what need to do now, and what can be deferred
  • Define your financing milestones
  • Determine how much capital to raise for your first milestone
  • Ensure you position yourself for the next financing, ideally at a step-up

Thank you. Questions?  (random Image from picsum.photos)